Caravan & Trailer
Insurance

This type of cover can be provided for investments such as motor homes, caravans, camper trailers, relocatable homes and horse floats.

Why is this cover important?

Whether you are retired or not, when you purchase a Caravan or Camper Trailer, you do this for a certain lifestyle and one which provides you with the freedom to travel just about anywhere without having to worry about expensive accommodation costs. It’s an investment which you would like to protect.

At First Peoples Insurance, we pride ourselves in providing the right advice to tailor your insurance needs. When it comes to protecting this investment, we pride ourselves on our professional claims service, should you happen to have a need to make a claim.

Policy cover can include

It’s important to take out the right cover. Caravan policies can provide the following, but not limited to:

Accidental Loss or Damage

To your Caravan, Motorhome, or Trailer.

New for Old Replacement

Replacement to a condition substantially the same as when new.

Annex Cover

Cover available for loss or damage to a fitted Annex.

Personal Items

Limited contents cover up to $1000 available for loss or damage to personal items in the vehicle that are stolen, or damaged as a result of an accident.

Emergency Accommodation

Cover available in the event of a claim.

Emergency Repairs

Up to $1000 available.

Temporary Replacement Cover

In the event of a loss or damage and the Caravan or Motorhome becomes uninhabitable.

Reasonable Towing and Storing Costs

Reasonable costs to tow and store (if unable to be driven) following loss or damage.

Legal Liability

Legal liability cover of up to $20 million for damage to other people’s property, and their injury or death caused by your vehicle.

Fusion / Motor Burnout

Cover available on some policies.

Flood / Storm Cover

Comprehensive cover provides cover for Flood, Storm/Hail and Bushfire.

Why us?

First Peoples Insurance is a 100% Aboriginal-owned, full-service insurance broker, not a product seller. We partner with you to understand your risks and design tailored insurance brokering solutions that evolve with your needs.

We have access to a large range of quality insurers and policies to ensure you obtain the best possible coverage.

Our claims team has years of experience and expertise in successfully managing complex and difficult claims.

When you take out a tailored Caravan & Trailer policy with First Peoples Insurance, you will immediately have access to professional and personalised service from our expert Claims team, who are available 24/7 in the event you have a claim.

Our qualified Insurance Advisers are also able to provide professional advice on all of your Insurance needs. We have access to several reputable Caravan insurers, so we can tailor the best policy to suit your needs.

Easy Stress Free Claims Process: At First Peoples Insurance, we provide all our customers with a dedicated claims service, available 24/7 to assist with your claim.

Superior Claims Service: As an Adviser, First Peoples Insurance have priority to fast track our claims service in the event of an accident and/or weather event.

Frequently Asked Questions for Caravan & Trailer Insurance

Insurance is like any other product, you pay for what you get. There are many different insurers offering policies in different shapes and forms.

Service is extremely important.

This is the difference between a claim being paid out over night and a claim being paid out painstakingly over a year. Cheap premiums are on offer because costs are being cut elsewhere.

Coverage is also extremely important.

This is the difference between your claim being paid out or not paid out at all. Quite often, this results in financial burden in the long run.

Yes– we will ask for onsite details of where the Caravan is located and the address will be noted on your policy schedule.

Yes. First Peoples Insurance can arrange monthly premium funding for many insurance policies through approved premium funding providers.

For commercial insurance policies, the interest charged on a premium funding loan may be tax deductible, depending on your circumstances. Tax treatment differs for personal insurance products and may not be deductible.

You should seek advice from your accountant or tax adviser regarding the tax implications of any premium funding arrangement.

All Caravan Insurance is based on Comprehensive cover. It also includes Camper Trailers, Horse Trailers and Trailers. The choice is yours as to whether you want to insure for Agreed Value or Market Value.

Yes– during our initial discussion with you, we will ask what sort of cover you require.

Flood cover can be included, however, the policy may exclude tidal wave and actions of the sea.  We will fully discuss all of the cover options available during our initial discussions.

As your Adviser, you will always contact First Peoples Insurance in the first instance and we will guide you through the claims process as this can vary from insurer to insurer.

Get in Touch

Have questions about your insurance options?
Get in touch with our team today.
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