Corporate Travel Insurance | Business Insurance

Q: Can I pay my premiums by the month?

Yes. First Peoples Insurance can arrange monthly premium funding for many insurance policies through approved premium funding providers. For commercial insurance policies, the interest charged on a premium funding loan may be tax deductible, depending on your circumstances. Tax treatment differs for personal insurance products and may not be deductible. You should seek advice from your accountant or tax adviser regarding the tax implications of any premium funding arrangement.

Q: Am I covered if I am travelling against my doctor’s advice?

No , you will not be covered if you are unfit to travel or if you are travelling to seek overseas treatment for a pre-existing medical condition.

Q: Does the policy cover winter sports such as skiing and snowboarding?

Yes , coverage is available if this is required. Please call us to discuss further.

Q: How do I make a claim?

As your Adviser, you will always contact First Peoples Insurance in the first instance and we will guide you through the claims process as this can vary from insurer to insurer.

Corporate Travel Insurance is specifically designed to inform, assist and protect people and their companies at home in Australia and abroad. Accidents and Illness can happen anywhere and at any time. We are pleased to provide insurance solutions tailored to your needs whilst travelling domestically or internationally.

Why is this cover important?

Business Travel is part of life for many employees and a large investment to companies. With increasing world events such as political and social unrest, Terrorist Attacks and Weather catastrophes, it is even more important for organizations with overseas travel commitments to ensure they are covered adequately.

Corporate Travel Insurance can protect your business from financial loss associated with situations such as overseas health emergencies, flight cancellations or lost and stolen baggage.

Corporate travel Insurance ensures peace of mind by providing 24/7 Worldwide Emergency Assistance. Should the unthinkable occur, a team of medical, travel and crisis management specialists will be ready to assist you.

Policy cover can include

Our comprehensive Corporate Travel Insurance policy covers most mishaps that can occur and is designed to meet the needs of both occasional travellers and frequent flyers.

24/7 Worldwide Emergency Assistance

Providing Medical and Security Assistance, Evacuations, Travel Advice, Passport replacement, and real-time translation services.

Medical Expenses

Unlimited overseas medical and evacuation expenses available.

Life & Disablement Cover

Protects your valued employees if they become disabled or pass away while travelling.

Terrorist Attacks

Cover for events resulting from terrorist attacks available.

Blanket Insured Coverage

Blanket Insured coverage, there is no need to name each person travelling.

Cancellation Coverage

Cover for prepaid travel and accommodation if you need to cancel because of illness, accident, natural disaster or unforeseen circumstance.

Personal Liability

Provides protection for you being legally liable for injuring other people or causing damage to their property.

Rental Car Excess

Covers the excess you are liable to pay due to the damage, theft or loss of a rental vehicle.

Political Unrest and Natural Disaster Evacuation

Covers costs associated with being forced to leave a country due to political unrest or a natural disaster.

Leisure Travel

Leisure travel cover for directors and nominated executives, their accompanying spouse and dependent children available.

Lost or Stolen Personal Effects

Covers for emergency replacement of personal effects due to being lost, stolen or delayed.

Flight Cancellation and Missed Connection

Covers the cost of delays resulting from an overbooked flight and alternative public transport expenses to attend a scheduled meeting after a missed transport connection.

First Peoples Insurance is a 100% Aboriginal-owned, full-service insurance broker, not a product seller. We partner with you to understand your risks and design tailored insurance brokering solutions that evolve with your needs.

We have access to a large range of quality insurers and policies to ensure you obtain the best possible coverage.

Our claims team has years of experience and expertise in successfully managing complex and difficult claims.

Frequently Asked Questions for Corporate Travel Insurance

Any business that requires cover for business travel.

Yes. First Peoples Insurance can arrange monthly premium funding for many insurance policies through approved premium funding providers.

For commercial insurance policies, the interest charged on a premium funding loan may be tax deductible, depending on your circumstances. Tax treatment differs for personal insurance products and may not be deductible.

You should seek advice from your accountant or tax adviser regarding the tax implications of any premium funding arrangement.

All Directors, Executives and Employees of the Policyholder including accompanying Spouse or Partner and dependent Children.

No, you will not be covered if you are unfit to travel or if you are travelling to seek overseas treatment for a pre-existing medical condition.

Emergency medical assistance such as arranging ambulances, evacuations and hospital admissions and travel assistance such as visa extensions, lost passports and emergency travel arrangements.

Yes, coverage is available if this is required. Please call us to discuss further.

As your Adviser, you will always contact First Peoples Insurance in the first instance and we will guide you through the claims process as this can vary from insurer to insurer.

Depending on where you are going and the current government issued travel advice it can be difficult to get cover. Contact us and we can assist you. Restricted countries can often change.

The corporate travel policy can cover trips under 180 days. Should you require cover for longer, no problem we can assist with this cover.